Of all liars the most arrogant are biographers: those who would have us believe, having surveyed a few boxes full of letters, diaries, bank statements and photographs, that they can play at the recording angel and tell the whole truth about another human life.

I came along with that crowd of singer-songwriters who were able to make their own statements in such a personal way that it changed the industry: Laura Nyro, Joni Mitchell, Bob Dylan, Sly and the Family Stone.

The royal family's existence is a constant reminder of the hollowness of John Major's rhetoric, and idiotic statements by its leading members a constant boost to the republican cause. They're fine opening hospitals. It's when they open their mouths they get into trouble.

Trust-me companies are companies whose financial results gallop ahead of their businesses, companies with seemingly perfect control over their quarterly sales and profits. Companies whose financial statements are loaded with footnotes: companies that short-sellers often attack but rarely dent.

The thing to do with mutual funds is to buy a couple of decent ones, set up an investment plan and then never, ever think about them again, except maybe once a quarter or so when you take a peek at your statements to make sure that you have not accidentally been buying the Fidelity Peace-in-the-Middle-East fund.

Some companies use off-balance-sheet partnerships to raise money or to buy assets without ever telling their shareholders in their financial statements.

If you fail to pay your minimums for any debt on time, your credit score will take a major hit and you run the risk of seeing the interest rate on all of your cards go up. An easy way to remind yourself to pay, is to sign up to receive your statements via e-mail.

I've always seen my campaigns against corruption as political work of a purer form than what opposition leaders usually do. All they do is hold roundtables and release political statements, which is all well and good. But there are concrete things that need to get done in order to achieve the basic goal of every opposition politician.