I am firmly of the view that the Missouri citizens deserve transparent and accountable government, especially in the expenditure of their tax dollars.

As any successful mad scientist will tell you, energy ain't free. Popular culture tends to forget this, instead focusing on the destructive capabilities of our finely crafted death rays without noting the massive energy expenditures required to use them.

Cutting the fiscal deficit is not popular. That is the experience of all governments in all countries. Expenditure cuts hurt certain vested interests, and they don't like it.

We need transparency in government spending. We need to put each government expenditure online so every Floridian can see where their tax money is being spent.

I cannot stand it when the French are asked in all circumstances to make sacrifices before the state cuts back on its own wasteful expenditures.

In the European context tax rates are high and government expenditure is focused on current expenditure. A 'good' consolidation is one where taxes are lower and the lower government expenditure is on infrastructures and other investments.

All workers, whether they are employed in the private or public sector, should avoid living 'paycheck to paycheck.' Studies show that every household wastes 10% or more of its salary or income on unnecessary expenditures or by not taking the time to shop for better prices. It's all a matter of proper budgeting.

One suggestion my wife and I have used in our personal finance courses we teach at college is simply writing down all expenditures and seeing where the money goes. That alone will cause heads of households to think twice about x, y or z expenditure, and to consider carefully whether they really need something or not.